Credit Repair Scams

CREDIT REPAIR: According to Sid Kirschheimer, author of Scam-Proof Your Life, there's nothing credit repair services can legally do that you can't do yourself for free or at low cost. "Any claims by credit-repair companies saying they can provide a 'new credit identity' are lies -- and illegal" write Kirchheimer in an AARP Bulliten article. He suggests contacting the nonprofit National Foundation for Credit Counseling at (800) 388-2227 or visiting its website ate www.nfcc.org.